Tips in Getting The Right Car for You

If you are a wanderer who appreciates nature, you would always love to travel using a public transport – bus, jeepney, ferry or train. But the pandemic changed everything and people are starting to realize the advantages of having their own car. It’s for your and your family’s safety against the virus that you might get with using a public transport. It is also the perfect timing to enjoy more miles but at lower fuel cost.

Tips in Getting The Right Car for You

If you are a first time car buyer, here are a few tips to get the right car for. These tips will help you ensure to get the vehicle you want at a price you can afford.


This is basic and a no-brainer, but is important. In buying a car, the first step you set is a budget to help you narrow your focus to cars within your price range before falling for the one that’ll break your bank.

It is crucial to establish an affordable monthly budget for your car payments, so as a general rule, your car payment should not exceed 10% of your monthly income. Don’t forget to consider other expenses such as insurance, gas, maintenance, and repairs. 

If you are going to avail an auto loan, consider the terms. Note, that the longer the loan term, the smaller the monthly payment will be, but the more you’ll pay in interest over time. Tip is, choose a less expensive car so you can keep your payments manageable.


Do some research first to see what vehicles in your price range fit your needs. Researching online will give you a good idea of the price you can expect to pay. 

While doing research, you’ll see appealing deals on car leases. Leasing your car has a lot of advantages as you’ll get a brand-new car, typically for a lower down payment and monthly payment versus buying. Don’t forget about the limitations as they can be restrictive. Don’t put your money into a vehicle you’ll eventually have to return. Still, it’s a decision that depends on your personal preferences and needs. 


So you’ve narrowed down your dream car list. Now, it’s time to think about how to finance the purchase. If you haven’t saved up enough money to buy a car outright with cash, you’ll definitely need an auto loan.

To help you in decision-making, try this auto loan calculator to quickly estimate the monthly payments on a loan. This will also help you estimate an affordable vehicle price based on your current savings and monthly budget.

Buying a Used Car

We all dreamed of having a shiny new car. But have you discovered just how much that car will cost you? According to Experian data, the average monthly payment for a new car is $161 dollars more than the average monthly payment on a used car. 

For first-time car buyers on a budget, buying a used car is often a better option. Typically, cars less than five years old still have the same safety features and technological bells as the newer models do, but at a much lower cost.

Nowadays, getting your first car is not just a huge step into becoming an adult, it is a necessity especially if you have a business, if you go to the office daily or if you have a family especially kids. Having a car of your own is very practical thing nowadays, but make sure to spend wisely if you decided to have one especially in this time of uncertainty. Make sure to focus more on your needs than wants so that getting a car for the first time will never be a burden.

Tips in Getting The Right Car for You

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  1. Wow! This will help people who want to buy a car na affordable kasi sa panahon ngayon ang hirap mag commute lalo na sa mga nag ooffice. But prioritize muna yung needs lang talaga if my extra budget naman you can buy a car. Thanks for the tips Ms. Karla ❤️

  2. Very timely Ms. Karla lalo na ngayon sobrang hirap magcommute dahil sa pandemic. This will help people who are planning to buy a car especially yung used na para makatipid talaga but make sure nga po na i prioritize muna yung needs.❤

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